• Maaser Kesafim

Maaser Kesafim

1. Giving a tenth of ones earning to charity is, according to some authorities, an obligation of the Torah. Others classify it as only a custom. Earnings means that if one has ten thousand dollars in the bank which was already "maasered" he need only give, from then on, from the interest accrued.
2. The following should be "maasered" :
a. inheritance money or goods
b. wedding money and gifts or dowry, money and gifts
c. all gifts one receives should be evaluated
d. money or items one may happen to find
3. One gives maaser from the earnings minus business expenses. For example, one who earns ten dollars but pays a babysitter five dollars, need only give maaser from the five. This would also include subtracting insurance, advertising and phone and utilities, etc.
4. If one does work or provides services to a poor person or institution, one could consider it as charity if so stipulated in advance.
5. One may give the charity monies in advance. That is, if one expects to earn money requiring a certain amount of maaser, he may do this in advance.
6. One should keep an exact accurate ledger of the monies owed to maaser. One need not divide the monies immediately but may retain the maaser money, preferably in a separate account, until proper distribution can be made.
7. If on a given day ones business venture was successful and another failed, the following should be adhered to:
a. Set a certain time for calculating profits and maaser.
b. Determine the overall gain or loss and then calculate the maaser.
8. Upon embarking on the mitzva of maaser kesafim, one should say "bli neder" so as not to lock oneself into a vow.